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Burn Rate Calculator

Enter Cash at start of period, Cash at end of period and Length of period plus 1 more input — every figure updates as you type. Nothing you type leaves your browser.

How do you calculate Burn Rate?

Burn rate is the cash a company consumes each month. Gross burn is total cash operating spend; net burn is that spend less the cash collected from customers, and net burn is the figure that sets runway. This calculator derives both from two bank balances and the revenue collected between them, so the result reconciles to your account rather than to your profit-and-loss statement.

Your numbers

Bank balance on day one of the period.

Bank balance on the last day. Subtract any financing received in between.

Months covered. Three smooths payroll timing and annual renewals better than one.

Money actually received across the whole period — not billings, not recognised revenue.

Monthly net burn

$50,000

Cash consumed per month after customer receipts. This is what sets runway.

Monthly gross burn
$145,000Total cash operating spend per month, before any revenue. This is your cost base.
Implied runway
21Months of cash remaining at this net burn, holding burn flat. Returns 0 when net burn is zero or negative.

Results are rounded for display; the calculation runs at full precision.

The maths

How Burn Rate is calculated

The formula this calculator runs, written out so you can check it against your own model rather than trust a black box.

Net burn = (Starting cash − Ending cash) ÷ Months · Gross burn = Net burn + (Cash collected ÷ Months)
Starting cash / Ending cash
Bank balance at each end of the period, including any short-term deposits you could actually draw on. Exclude financing received during the period, or subtract it from the ending balance first.
Months
Length of the period. A quarter absorbs payroll timing, annual software renewals and lumpy customer prepayments far better than a single month.
Cash collected
Money actually received from customers across the period. Not invoiced amounts, not revenue recognised under accrual rules — the deposits that appeared in the account.

Reading the result

What the number is telling you

Bands are directional, not verdicts. Stage, price point and contract length move every one of them, so treat these as a starting point for the conversation rather than a grade.

Net burn at or below zero
The business generates more cash than it consumes and is default alive on current numbers. Runway is not a constraint, which changes the strategic question from how long you have to how much you could deliberately spend to grow faster.
Collections cover more than 75% of gross burn
Close to break-even. Small changes in growth, churn or hiring flip the sign in either direction, so the sensitivity of the plan matters more than its central case. This is the band where a modest cost reduction can remove the funding requirement entirely.
Collections cover 40–75% of gross burn
Typical of a funded company in scale-up mode. Runway management is a planning exercise rather than an emergency, but burn is real and the path to covering the remainder should be legible in the revenue plan rather than assumed.
Collections cover under 40% of gross burn
Burn is structurally driven by the cost base rather than by a revenue shortfall, so revenue growth alone is unlikely to close the gap in the time available. Model a reduced-spend scenario alongside the plan, and know in advance which costs come out first.
All outputs return 0
The period length is zero or missing, so there is nothing to divide by. Set the number of months the two cash balances span — at least one, ideally three.

Gross and net burn answer different questions

Gross burn is the cost base: what leaves the account every month regardless of what customers pay you. It is the number to look at when the question is "what would we have to cut?", because it is the only part of the equation fully within your control.

Net burn is gross burn less collections, and it is the figure that drives runway. It is the number an investor means by "burn". The gap between the two is your revenue, so watching both over time tells you whether burn is falling because you cut costs or because revenue grew — very different facts about a business, and indistinguishable from the net figure alone.

Exclude financing, include everything else

The most common error here is leaving a fundraise or a debt draw inside the period, which makes burn look small or even negative. If money came in from investors or a lender between the two balances, subtract it from the ending cash before you calculate, so that what remains reflects operations only.

In the other direction, resist the urge to exclude anything for being unusual. Cash is cash: annual insurance, tax payments, hardware purchases, the one-off legal bill and the annual tooling renewal all consumed money you now cannot spend. Measuring across a quarter is the honest way to smooth lumpiness — excluding items you dislike is not.

Why bank balances rather than the P&L

Accrual accounting exists to match revenue to the period it was earned in, which is exactly what makes it the wrong instrument for burn. It spreads an annual prepayment from a customer across twelve months while your account received it all in January, and it amortises spending your bank recognised on the day it cleared.

  • Annual prepayments distort a single month badly. A large annual invoice landing in one month can make net burn appear near zero, then negative-looking growth the next.
  • Deferred revenue is not yours yet. Cash from a twelve-month prepayment funds you now, but eleven months of service still has to be delivered against it.
  • A quarter absorbs most of this. Longer periods smooth further, but start hiding the trend you are trying to detect.

Once you have a net burn figure you trust, take it to the runway calculator, which compounds burn growth instead of assuming your cost base stays flat. If burn is being driven by acquisition rather than fixed cost, CAC payback period is the more useful lever.

Definition

Where Burn Rate gets argued about

A calculator settles the arithmetic, not the definition — and the definition is where most disagreements about this number actually live. The glossary entry covers the conventions, the edge cases and how Bastle handles each one.

Frequently asked questions

What is the difference between gross burn and net burn?

Gross burn is total cash operating spend per month, before any customer revenue. Net burn is that spend less the cash actually collected from customers, so it represents how fast the bank balance is falling. Net burn drives runway and is what an investor means by 'burn' without qualification. Gross burn is the more useful number when deciding what to cut, because it is the part you directly control.

Should money we raised be included in burn?

No. Financing inflows have to come out before you calculate, or burn will look artificially low and possibly negative. Subtract any investment or debt drawn during the period from the ending cash balance, so the change you are measuring reflects operations only. The same applies to grants, tax rebates and any other non-operating receipt.

What period should burn be measured over?

A quarter for most companies. A single month is heavily distorted by payroll timing, annual renewals and any large customer prepayment, which can make burn appear to halve and then double for reasons that have nothing to do with the business. A quarter absorbs most of that lumpiness while still showing a trend. Six or twelve months smooths further but starts hiding the signal.

Does deferred revenue affect burn rate?

It affects cash burn but not the obligation behind it. A twelve-month prepayment arrives as one deposit and reduces net burn sharply in the month it lands, even though eleven months of service still has to be delivered against it. Measuring across a quarter dilutes the effect. For companies with heavy annual billing, it is worth tracking burn both including and excluding prepayments so growth in the cost base stays visible.

What if burn swings from month to month?

Lengthen the window rather than excluding the awkward months. Volatility usually comes from real, recurring lumpiness — quarterly tax, annual insurance, commission cycles, hardware purchases — all of which will recur and all of which consumed cash. A trailing three-month average is the standard treatment. Excluding items for being unusual produces a burn figure that consistently understates what the bank account does.

Stop recalculating Burn Rate by hand.

Connect Stripe and Bastle keeps Burn Rate current — backfilled to your first customer, segmentable, and traceable to the invoices behind it. Free while in beta, no card required.